Quick Summary This article explains how insurance needs differ between public and private golf courses in Georgia by examining their distinct operational models, liability exposures, and state-specific regulations. It highlights the key insurance coverages each type requires to address their…
Quick Summary This article explains the liability risks faced by Georgia golf course owners, including common hazards like slips, trips, and golf ball injuries, and how Georgia law requires them to maintain a high standard of care for paying guests.…
Quick Summary This article explains the essential types of insurance golf course owners need, including commercial property and general liability coverage, and highlights specialized endorsements that protect key assets like greens, equipment, and guests. It also identifies common coverage gaps…
Quick Summary This article explains how Georgia law determines liability when a golf ball damages a window, focusing on the legal doctrines of assumption of risk and easements. It highlights key court rulings like the DeSarno case and offers practical…
Quick Summary This article explains how hole-in-one insurance works for golf tournaments in Georgia, detailing the costs, legal requirements, and common pitfalls that can void coverage. It guides event organizers on securing proper insurance to protect against the financial risk…
Quick Summary This article explains why professional liability insurance is essential for golf courses to protect their pros from lawsuits related to errors, omissions, or negligence during lessons and services. It clarifies how this insurance differs from general liability coverage…
Quick Summary This article explains the increasing legal risks Georgia golf courses face from pesticide and herbicide use due to recent state laws like SB 144 and GA Code § 2-7-170. It highlights the health concerns linked to chemical exposure,…
Quick Summary This article explains the hidden environmental and financial risks golf courses face from on-site fuel storage tanks, including leaks that can contaminate soil and water. It highlights why standard insurance policies often do not cover these damages and…
Quick Summary This article explains a critical insurance gap affecting Georgia golf courses, where business interruption policies often exclude coverage for lost revenue if only the course land is damaged, not buildings. It highlights a key legal case that exposed…
Quick Summary This article explains that most traditional property insurance policies in Georgia exclude coverage for the golf course land itself, leaving many coastal courses underinsured against hurricanes. It highlights the increasing hurricane risks in Georgia, the common insurance exclusions,…
