Professional Liability Insurance in Georgia | The Oak Insurance Group
If you provide professional services or advice, you could be held liable if a client claims your work caused them financial harm. Professional liability insurance — also known as Errors and Omissions (E&O) insurance — protects your business from claims of negligence, mistakes, or failure to deliver promised services.
The Oak Insurance Group helps Georgia professionals and businesses find the right professional liability coverage at a competitive price. We work with multiple carriers to compare options and find the policy that best fits your profession and risk profile.
Who Needs Professional Liability Insurance in Georgia?
- Consultants and advisors — Business, management, IT, and financial consultants
- Technology professionals — Software developers, IT service providers, and tech companies
- Real estate professionals — Agents, brokers, and property managers
- Marketing and advertising agencies
- Accountants and bookkeepers
- Architects and engineers
- Healthcare professionals — Therapists, counselors, and other non-physician providers
- Any business that provides professional services or advice
What Does Professional Liability Insurance Cover?
- Negligence claims — Coverage if a client claims your work was negligent or fell below professional standards.
- Errors and omissions — Protection if you make a mistake or fail to deliver a promised service.
- Defense costs — Legal fees and court costs, even if the claim is groundless.
- Settlements and judgments — Coverage for settlements or court-ordered damages up to your policy limit.
How Much Does Professional Liability Insurance Cost in Georgia?
Professional liability insurance costs vary based on your profession, revenue, claims history, and coverage limits. The Oak Insurance Group shops multiple carriers to find you the most competitive rate for your specific situation. Contact us for a free, personalized quote.
Frequently Asked Questions About Professional Liability Insurance
What is professional liability insurance?
Professional liability insurance, also known as Errors and Omissions (E&O) insurance, protects professionals and businesses from claims of negligence, mistakes, or failure to deliver promised services. It covers legal defense costs, settlements, and judgments.
Is professional liability insurance required in Georgia?
Professional liability insurance is not legally required in Georgia for most professions, but it is often required by clients, contracts, or professional licensing boards. It is strongly recommended for any business that provides professional services or advice.
What is the difference between professional liability and general liability insurance?
General liability insurance covers bodily injury and property damage claims. Professional liability insurance covers claims arising from your professional services, such as negligence, errors, or omissions. Most businesses need both types of coverage.
Get a Professional Liability Insurance Quote in Georgia
Contact The Oak Insurance Group today for a free professional liability insurance quote. We serve businesses and professionals throughout Atlanta, Sandy Springs, Alpharetta, and all of Georgia.