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Personal Umbrella Insurance in Georgia | The Oak Insurance Group
Your home and auto insurance policies provide liability coverage — but is it enough? If you’re sued after a serious accident, a standard policy’s liability limits can be exhausted quickly, leaving your personal assets at risk.
A personal umbrella insurance policy provides an extra layer of liability protection that kicks in when your other policies reach their limits.
Who Needs Personal Umbrella Insurance?
Personal umbrella insurance is especially important for high net worth individuals who have significant assets to protect.
If you own a high-value home, have substantial savings or investments, own rental properties, or have a high income, you have more to lose in a lawsuit — and more reason to have umbrella insurance.
